Did anyone froma bank, the government or any lender of any kind explain your loan repayment terms to you?

Have you ever thought about that? When you applied for your student loan did you know what your repayment term was? A repayment term is how many years or payments you have to pay back your loan. When you applied, you were an 18 year old young adult. You did not think about such things. Instead you were pumped to go to college. Now after college you learn all about your loans. Which ones you have (federal or private) and what the interest rates are. This practice should be illegal! Is it? Has anyone asked this question? Now our country is OVER a trillion dollars in student loan debt!!! Politicians thought it was the lending practices for mortgages that were destroying this country... yes they may have played a huge role. However, they have failed to overlook the lending practices for these student loans. Especially PRIVATE student loans. Now we are all drowning!